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What You should Consider when Choosing or Changing your Coverage


Convenience:Where are the doctors’ offices? What are their hours? Doth doctors use electronic health records or prescribe electronically? Which pharmacies can you use? Is the pharmacy you use in the plan’s network? if it’s in the network and your plan has preferred pharmacies, is your pharmacy preferred? (You may pay more at non-preferred pharmacies.) Can […]

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Annual Election Period (AEP)


Annual Election Period (AEP) is just around the corner it starting October 15th and it runs through December 7th. {Annual Open Enrollment period for Medicare Advantage and Medicare Prescription Drug coverage} This is the time you can: • Switch from Original Medicare to a Medicare Advantage plan • Switch from a Medicare Advantage plan back […]

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Do you KNOW and UNDERSTAND the 4 parts of Medicare?


• Part A (Hospital Insurance) 1. Inpatient care in hospitals 2. Skilled nursing facility care {Not custodial or long-term care} 3. Hospice care 4. Home health care • Part B (Medical Insurance) 1. Services from doctors and other care providers 2. Outpatient care 3. Home health care 4. Durable medical equipment 5. Some preventive services […]

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Are you getting ready to turn 65?


Some things you may need to know about Medicare Part A and/or Part B, you can sign up during: {If you are receiving Social Security benefits or the Railroad Retirement Board your Medicare Part A starts the month you turn 65. Some states will start your Part B but not all} • Initial Enrollment Period […]

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FDA Approves Mid-Stage Trial of Vaccine to Reverse Type 1 Diabetes


Screen Shot 2015-06-19 at 5.25.52 PM The FDA has approved an old drug for new testing.  Bacillus Calmette-Guerin (BCG) was first used in the 1920’s as a vaccine against tuberculosis and is commonly used in the treatment of bladder cancer.  It was announced June 7 that it was approved for a mid-stage trial to testing for type 1 diabetes in 150 […]

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What do you know about Social Security?


ss card(1) According to a quiz given by MassMutual Most Americans are clueless about Social Security. The quiz was a simple 10-question true/false taken by 1,513 people with only one perfect score.  About 70% of the people failed answering three or more question incorrectly. And that’s probably not surprising, considering the lack of education around the program—which […]

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Prescription drug benefit doesn’t save money for Medicare


medicare_johnson Researchers conclude that Medicare Part D did not save the (Medicare) program any money overall For years, the Medicare prescription drug benefit Part D has been credited with positively impacting national trends in health outcomes and medical services. But a recent study challenges that assumption and suggests that the U.S. Congressional Budget Office’s adopted a […]

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